Bankruptcy Lawyer in Mobile – Selma Alabama Lawyer
We Take Personal Bankruptcy…Personally!
The Loris Law Firm, with offices conveniently located in Mobile, Robertsdale and Selma, Alabama, only handles Consumer Bankruptcy cases. Week in, week out, we help struggling familes solve their financial problems, keep their family’s homes, stop wage garnishments, repossessions and the harassing phone calls and letters.
Since 1993, the Loris Law Firm has filed over 10,000 Bankruptcy cases to become one of the largest Bankruptcy Firms in the State of Alabama. We are very proud of the fact that most of our cases have come from Referrals from our former Clients and other Attorneys.
If you are over-whelmed by Debts and are looking for Financial Relief, let us help you. We specialize in the following types of Bankruptcy cases:
Chapter 7 Bankruptcy
This type of Bankruptcy is sometimes referred to as a “Straight Bankruptcy”. In a Chapter 7 Bankruptcy, you may be asked to turn over your non-exempt property over to a trustee who then converts them into cash to pay off your unsecured debts, such as credit card debts, medical bills, and other unsecured loans. Your unsecured debts are completely discharged (wiped out) and you get a “Fresh Financial Start”.
Chapter 13 Debt Consolidation
This type of Bankruptcy is sometimes referred to as the “Wage-Earner Plan.” You would file a Chapter 13 Debt Consolidation if you want to keep your non-exempt property and work on paying your debts over a period of time at a fraction of what you pay today. You qualify for Chapter 13 Debt Consolidation if you have predictable and sufficient amount of income to pay reasonable living expenses and some amount of money left over to pay off your debts.