“Save the house.” Chapter 13 can do that, but only within strict legal limits. 11 U.S.C. § 1322 generally prevents modification of a mortgage secured only by a principal residence,…

In Alabama, a creditor can create a property lien by filing a certificate of judgment with the probate judge in the county where the property is located. Ala. Code §§…

Filing bankruptcy can raise urgent questions about auto property, especially when a car is tied to a loan. In Alabama, what happens to your car often depends on your equity,…

Running a small business in Alabama can mean taking on personal guarantees, uneven cash flow, and debt tied to equipment, leases, and taxes. When revenues drop or lawsuits arise, bankruptcy…