Child Support and Bankruptcy: What You Should Know

sad little girl hugging her fatherChild support and bankruptcy can be tricky and complex, but understanding the basics can help alleviate some of the stress and uncertainty that may come with it. Ensuring that your child or children are well cared for during a difficult time can mean they get through the process successfully. This is when you need the help of a qualified bankruptcy law firm.

Many families with these issues considered having an attorney. Loris Bankruptcy Law Firm works with families dealing with bankruptcy and child support issues. Get in touch with us; we can help.

Child Support is a Priority Debt

When filing, support payments are considered a priority debt, which means that they must be paid before other types of debt, such as credit card or medical bills. This is because child support payments are intended to provide for the basic needs of a child, such as food, shelter, and clothing.

Child Support Payment in a Chapter 13 Plan

In fact, child support arrears, or unpaid child support accumulated over time, may still be collected. In Chapter 13 bankruptcy, past due child support payments should be settled for a longer period, up to 60 months, in a Chapter 13 Plan.

Another important thing to consider is that the amount of child support to the recipient will not be affected during bankruptcy. But a Chapter 13 Plan can stop the acceleration of the collection, making it affordable for the debtor to pay.

The court order for child support is not dischargeable in bankruptcy, and the non-filing parent will still be responsible for making their payments. Child support bankruptcy issues can be complex without the right legal representation.

Filing for Bankruptcy With a Child Support

Trying to deal with possible bankruptcy is a significant issue. Also, dealing with child support problems can make the situation more intense. That is why you need the best possible legal representation to ensure that everyone is taken care of.

If you are considering filing for bankruptcy and have child support issues, it is important to speak with an experienced bankruptcy attorney. The attorneys at the Loris Bankruptcy Law Firm can help you understand your rights and options when it comes to child support and bankruptcy. They can help you navigate the complex laws and regulations surrounding these issues and work with you to develop a plan that best suits your needs and circumstances.

Take the time to get the right representation and make sure that your children have the protection that they need. If you are considering filing for bankruptcy and have child support issues, it is important to speak with an experienced bankruptcy attorney from Loris Bankruptcy Law Firm, working with families in Mobile, AL.

As a Mobile, AL bankruptcy attorney, we can handle your bankruptcy even if you have child support. Call us for a consultation for more info.