Alabama’s foreclosure timelines move fast, and debt collectors are relentless, often escalating to wage garnishments and lawsuits with little warning. But federal law provides an immediate line of defense: bankruptcy….

Bankruptcy marks the end of one chapter and the start of another—a chance to regain control of their financial future. But the journey doesn’t end in the courtroom. In fact,…

Alabama consistently ranks among the states with high per‑capita bankruptcy rates. Alabama recorded 17,887 total bankruptcy filings, making it one of the more active states in filings per resident Yet,…

The right bankruptcy solution depends on your income, assets, and long-term goals—but both chapters offer powerful protection under federal and Alabama law. Understanding how these options work can empower you…