Reaffirmation in Chapter 7: Keeping a Vehicle

One of the common myths about Chapter 7 bankruptcy is that you lose everything. After all, they call it “Liquidation” for a reason, right? Yes, it is true that the general…

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How we Save you Money in Bankruptcy

The amount of money you must pay in a Chapter 13 Bankruptcy in Alabama depends on numerous factors: what assets you are keeping, the value of those assets, your income,…

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How to Get a Mortgage Payoff Statement in Alabama

For some reason, a lot of mortgage companies nowadays seem to be forgetting to send their customers statements telling them just how much money they owe.  Knowing just how much…

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Setoffs? Offsets? Account Freezes? What to do with Bank Accounts If you are Filing Bankruptcy

One of the things we always tell our clients is that if you have money in a bank account and you owe money on a loan to that bank, then…

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